Ernesto es de primer nivel. Me ayudó a adquirir mi primera casa. Yo no estaba listo el primer día que hablé con él, pero me guió para establecer metas y expectativas para lograrlo. Es muy comunicativo y respondió a todas mis preguntas. Siempre es sincero y tiene paciencia. Lo conozco desde hace años, lo recomiendo a todos mis amigos y familiares.

If you are looking to purchase a home and don't know where to begin, reach out to Ernesto! He is extremely knowledgeable of the whole process and truly cares about his clients. I did speak with several other lenders before, including a couple of large banks, however I felt as if I was just a number to them. Just trying to set up an appointment was always a hassle since they seemed to be spread so thin over many people. However, when I reached out to Ernesto, he was very responsive and actually catered to my schedule for setting up our appointments. I was a first-time home buyer, and needless to say very clueless of the whole process, but Ernesto did an awesome job walking me through everything. What I really loved the most about working with him, was how big he was on educating his clients before anything else. Our first few meetings were strictly about providing me with information and answering all of my questions. I also never felt pressured to have to choose to do business with him. He is an amazing resource, and I would highly recommend choosing Ernesto to help you with purchasing a home.

Ernesto was truly our guardian angel along the way to owning our first home. My wife and I read and researched as much as we could about what we needed to be able to buy our first home but we still felt unprepared. We were lucky enough to meet with Ernesto, sat down and discussed where we were financially with our debt and savings and where we needed to be to be able to purchase our home. After forming our game plan Ernesto helped guide us and answered any and all of our questions, even when he was on vacation! You will not find any other lender/lender services with this degree of customer service. We will continue to work with Ernesto when we decide to look for our next home, refi, and/or sell our current home and will have our kids, family and friends go to him as well. Even when we’re not buying or selling he is always helping us with our real estate lending questions! Thank you so so much for everything Ernesto!!

Ernesto made home buying such a pleasant experience! My fiancé and I purchased our first home together in April 2022 and we knew we needed someone knowledgable, reliable, and patient who could answer all our questions and take the time to explain the home loan process thoroughly. Ernesto does not skip any steps and is detailed in his process, he does clean, organized work and I cannot wait to work with him again for our next home.If you're a first time home buyer, looking to refinance or just want some financial information, there's no one I trust more than Ernesto Guray The Finance Guy.

Ernesto was beyond helpful and attentive to our questions and concerns. We are repeat customers in part to his exceptional customer service. We highly recommend Ernesto.

My husband and I chose Ernesto as our home loan advisor and couldn’t be happier with our decision! He truly provides exceptional service from start to finish. We were first time home buyers and met with him a few years ago when we thought we were ready. He sat down with us, helped us analyze our finances and device a plan to help us be in an optimal position to be competitive buyers. Fast forward a couple years, we significantly reduced our debt, and reconnected with Ernesto once we had completed our “homework.” He explained the process, discussed our options based on our buying power. Ernesto was by our side throughout the entire process, quick to respond to questions and time-sensitive requests as we made offers on homes we liked. Once our offer was accepted, we had more questions than when we started and Ernesto was truly our go-to guide in the whole process. He even offered to attend the escrow signing meeting, and we took him up on it in a heartbeat. But his service didn’t end there - once we got the keys and had time to settle into our new home, he was proactive about reaching out to us to explain what came next in terms of the mortgage, property taxes, supplemental taxes, and all the fun & intricate things that come with being a home owner. Ernesto is extremely knowledgeable in his field and reliable. He also has a great network of colleagues that he’s been able to refer us to for all things home related. We confidently recommend Ernesto to any friends & family looking to buy a home and will continue to work with him with future purchases. Thanks SO much Ernesto for making such a daunting process so much easier for us!

Ernie worked with us on the purchase of our new home in 2014 as my husband and I were first time home buyers. He was detailed, patient and thorough. It was a seamless process and kept us informed along the way. His actions reflected that this purchased was as important to him as it was to us and we were grateful that he was looking out for us. We have also worked with him multiple times throughout the years and our refinance experiences were as smooth as our first experience. Ernie's special characteristic or super power is that he cares for his clients and he treats each individual as his own family members. Ernie will go above and beyond for every one he comes in contact with and will make sure one is equipped with all the information needed to make educated decisions. We are so happy to have Ernie on our corner and we look forward to working with him in the future.