The Financing Guy is here to help you with your mortgage needs.
Discover Your Home Buying Power. Get Pre-Approved Now
Know exactly what you can afford before searching for a home. I can help you determine if you are likely eligible for a mortgage. Just enter the price of the home, your down payment, and loan details to calculate your estimated payments and schedule!
YOU'RE READY TO BUY A HOME, NOW SECURE THE BEST RATE!
We make home loans simple.
Buying a home or real estate can be an exciting experience, but finding the right purchase loan product and securing the best rate for your situation can feel overwhelming. At The Financing Guy, we're here to simplify the home loan process and provide you with the expertise and tools you need to make informed decisions.
We offer a FREE pre-approval letter request to get you started. The Financing Guy will help you navigate the differences between loan programs and find the right one to match your goals, whether you're a first-time homebuyer or a seasoned investor.
Here's how our home loan process works:
- Start the home loan process by completing our easy pre-approval letter request.
- Our team will provide you with loan options that match your unique criteria and scenario.
- Compare mortgage interest rates and terms to find the best financing solution.
- Choose the offer that best fits your needs and budget, with the help of our expert guidance.
With our help, you'll be able to make confident decisions about your home purchase loan and get the financing you need without the hassle. Contact The Financing Guy today to learn more.
Wondering if you qualify for a mortgage?
Lenders typically require a debt-to-income ratio of "43/49" for conventional loans. This means that no more than 43% of your total monthly income (before taxes) can be allocated towards your mortgage payment, and no more than 49.99% towards your total monthly debt including your mortgage payment.
However, if you're looking for VA or FHA loans, you may have the opportunity to qualify for higher debt ratios on a case-by-case basis.
At The Financing Guy, our team of experts can help you navigate the qualification process and provide you with the guidance and resources you need to make informed decisions about your mortgage. Contact us today to learn more.
